Debt


3Notes: The American Debt Bomb

The Great Recession tested all conventional wisdom in monetary policy in a crisis. That wisdom stated that central bankers should restrict the flow of money when economies are growing too quickly and expand the money flow when growth slows to artificially prop up the economy. What, then, when that money […]


Finance Credit Saving Primer

3Notes: The Finance and Credit Primer

The basic keys to your personal finance are debt control, savings, and credit. ¬†ALL of these things are tied to cash flow, the cash that comes in and goes towards your responsibilities. For most this is one paycheck, but we should all aim for secondary and residual income coming in […]